After Home Closing, Which Documents Should I Keep? » Mortgage Masters Group

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What are the key steps I can expect in the mortgage closing process? During this time, you sign legally binding documents in which you agree to pay back a loan and grant the lender the right to take back the house if you do not make the payments you agreed to.

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Additional Closing Documents to Read and Sign. The closing process involves reading and signing a slew of additional documents as well. Again, take as much time as you need to read through and understand each item, asking questions if necessary. After all, one thing the closing process doesn’t include is the chance for a do-over.

A good agent will be able to tell you straight if they think a house is a good fit for you, or if you should keep looking. They should also be expert negotiators so that you get the best deal possible. 14. Find a Mortgage Lender. There are a few things to keep in mind when researching a mortgage lender.

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Key mortgage closing documents. Copies of these should be reviewed prior to closing and the actual documents you sign should be checked again at closing itself. The HUD-1 is a detailed listing of all the costs of the transaction, and specifies who is paying each – for example, the seller typically pays certain costs associated with a home sale.

You should keep records that show the part of your home that you use for business and the expenses related to that use. Casualty and Theft Losses To deduct a casualty or theft loss, you must be able to prove that you had a casualty or theft.

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