How Will the New Flood Insurance Bill Impact You? – St. Petersburg, FL Real Estate Blog

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Last week, the U.S. Senate took action on a bill that would help coastal homeowners – especially those in Southwest Florida – combat high flood insurance premiums and passed the Homeowner Flood Insurance Affordability Act of 2013.

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The city provides flood insurance rate map (FIRM) determinations to let you know if you are in a flood hazard area and if you are required by federal law to carry flood insurance. Flood Insurance Rate Maps and parcel specific flood zone information can be viewed at https://msc.fema.gov/portal. St. Petersburg GIS – My St. Petersburg Services.

With multiple flood insurance selections to choose from, Florida Flood Insurance can find both new and existing policyholders the best coverage and premiums available. What does this mean for you and your flood insurance policy? More options with faster turnaround, better coverage solutions, and more competitive yearly premiums!

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How to Check Your Flood Zone Designation If FEMA says that the base flood elevation of your home should be 10 feet, and the true elevation as determined by a surveyor is 10.5 feet, your insurance will be very reasonable in price. If in that same scenario your home is found to be at 8 feet, get out your checkbook as it is going to be expensive.

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We have a friend that lives in Pinellas county (Which I think Palm Harbor is) and says that in this county flood insurance went way up is this true? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

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